Get in touch

Contact Smoko Finance

The fastest way to get answers is the enquiry form — a business finance specialist calls you back, usually within one business day. Prefer email? That works too.

What happens after you hit submit

  1. Your enquiry lands securely. We use it only to arrange your referral and call-back — never sold, never shared without your consent.
  2. A specialist calls you back, usually within one business day, on the number you provide. Real person, Australian business hours, no call centre script.
  3. You talk through options. If something fits, the specialist manages the application with lenders suited to your revenue profile. If nothing fits right now, you'll be told that straight.

Other ways to reach us

Email: hello@smokofinance.com.au — good for general questions, partnership enquiries and anything that doesn't need a phone call. We aim to respond within one business day.

Referral partners: accountants, bookkeepers, brokers and advisers should head to the partner page, which has its own enquiry path.

Before you call — quick answers

A lot of first questions are already answered in plain English on this site: what you can borrow and who's eligible on the eligibility page, what paperwork is involved on documents required, how pricing works on rates and fees, and the process end-to-end on how it works. The FAQ page covers the rest, and about Smoko Finance explains exactly what we do and don't do before you pick up the phone.

A note on what enquiring means

Submitting the form is not an application for credit and doesn't commit you to anything. It simply asks Smoko Finance to refer your details to a business finance specialist so they can contact you about your enquiry. Finance, if you choose to pursue it, is for business purposes only and is subject to lender assessment and approval. Our terms of use set this out in full, and the privacy policy covers what happens to your details.

Frequently asked questions

How quickly will someone contact me?

A business finance specialist calls you back, usually within one business day of your enquiry, during Australian business hours.

Will enquiring commit me to anything?

No. The enquiry is free, is not an application for credit, and carries no obligation. You decide whether to proceed at every step.

Can I enquire outside business hours?

Yes — the form is online around the clock. Enquiries submitted after hours or on weekends are picked up the next business day.

I’m an accountant or adviser. Who do I talk to?

Head to the partner page and use the enquiry form there, or email hello@smokofinance.com.au with "Partner" in the subject line.

Two minutes, tops

Start your enquiry

Tell us a little about the business and what the funding is for. It’s free, there’s no obligation, and it isn’t an application for credit.

  • Up to $200,000 unsecured
  • Assessed on recent revenue
  • Business purposes only
  • Australia-wide
Five-star client reviews

Step 1 of 4

Let's start with one quick question

How much funding does your business need?

Choose an estimate — you can change it later.

Step 2 of 4

Now, how is the business trading?

What is your average monthly revenue?

A rough figure is fine. Recent revenue is what lenders assess.

Step 3 of 4

What is the funding for?

Pick the closest purpose.

Business purposes only. You can explain the detail on the call.

Step 4 of 4

Last step — where do we call you?

Secure, encrypted enquiry. Your details stay private — never sold, never shared without your consent.

Free · No obligation · About 2 minutes

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